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Raiding Piggy
by Grant Bynum� 12� 3� �

Mutual Funds


Ok, here are some large cap funds that we found that you can start for $500 or under:
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Fund 1 Year Return 3 Year Return

5 Year Return

Manager Tenure

Minimum Investment

New Century Capital (Weston)
1-800-244-7055
26.8% 22.2% 22% 1995 $1
Excelsior Optimum Growth
24.7% 39.6% NA 1996 $500
Excelsior Blended Equity A 20% 23.5% 23.8% 1998 $500
Aquinas Equity Growth 29.1% 23.2% 24.3% 1991 $500
Excelsior Value & Restructuring 27.7% 23.2% 26.5% 1992 $500

��Source:� Standard & Poor's

Note that we picked these stocks based on the criteria above.� If those criteria are not as important to you, then you can always pick others.�� Also, we selected funds that are still open to new accounts.� Several funds were earning better returns than these, but they are closed to new investors.�

There is a lot to know about mutual funds in general.� After you have invested in one of these large caps, you can start learning about the other, more lucrative (and more risky) ones. Without sounding too much like a real estate agent, here are 3 important things to do before buying any mutual fund:

Read the Prospectus, Read the Prospectus, Read the Prospectus

The Prospectus (very much like prospecting gold in "them thar hills") is a document that tells you the small print about what is going on in a mutual fund, what stocks they are investing in, who is managing the fund, how long he/she has been the manager, etc.� Reading these babies will be difficult at first, but just do it!� The more you do it, the better you get...you can get a good education about investments by just reading these!


Wrap-Up

Well, that's all for now.� Let these serve as some starting motivation for you...to start your OWN research.� Your financial future is your responsibility.� And, if these are helpful to you (or even if they aren't), send us a line and let us know how you're doing with these!

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